Over the last few months, we have seen unprecedented levels of price increases for construction materials.  What this means for your home insurance is that the price may increase.  It simply costs more today to build or repair your home than it did a few years ago.

What can you do to keep the costs down?

• Take advantage of discounts such as active/retired military, new home buyer, paperless, alarm system credits and paid in full.
• Package home and auto insurance with the same company, which provides you a larger discount.
• Increasing your deductible will lower your premium payments.

Check with your insurance agent to see what types of homeowners discounts are available.  Ask which credits you already have on your insurance policy.  Additionally, ask about credits that may be available that you have not already taken advantage of!